Creditools

ABSOLUTE CONTROL in Real Estate Credit.

A SaaS platform hosted in Montreal's DataCenter, it allows absolute control of the routines specific to Real Estate Credit through the Housing Finance System, Mortgage System and Real Estate Finance System, always in line with the legislation that governs the sector.

Our expertise extends to providing specialized support services for the area, acting as BPO - Business Process Outsourcing in the handling and processing of applications for the financial institution's clients. Integrated, these solutions work at the most varied points in the process, optimizing all stages of mortgage lending, from the simulation of the loan to the release of the property once it has been paid off.

We operate in a decentralized and flexible manner, and because we have been in the market for over 35 years, we are also historical partners of the most important financial institutions in this business area.

The history of financial legislation in the country is complex and constantly changing, but we have transformed years of experience and knowledge of legislation into a guarantee of agility, security and trust for companies and organizations operating in the credit segment.

What is it?

A management system for real estate financing contracts and BPO services, which optimizes all phases of the process, from origination to closing,(final settlement of the contract) complying with all current legislation with high performance and security.

Who is it for?

• Banks;
• Credit unions;
• Insurance companies;
• Fintechs;
• Consortia.

Services offered:

  • Management of real estate financing contracts with various types of funding;
  • Integration with the client's solution and with the regulatory bodies of the national housing finance system;
  • BPO - outsourcing of business processes by allocating resources to carry out activities.

Type of contract:

• By services, including all the hardware, software and human resources needed for the operation, including specialized technical consultancy;
• By processed contract, with separation by type of operation - Individual / Legal Entity - and other characteristics of the operation - active / inactive, among others;
• Per professional allocated.

Montreal’s differentials:

  • Specialized and vertical knowledge;
  • Comprehensive, robust and stable system;
  • SaaS mode, with high performance capacity;
  • Robustness and reliability; Access security;
  • Traceability; Over 35 years' experience in the business.

Business continuity:

Environment fully prepared and monitored by dedicated professionals, excluding risks and system discontinuities.

Strategic partnerships:

CPS - Processing and Systems Consulting

 


OUTSOURCING - HOME LOANS

What is it?

Exclusive business line for Real Estate Loans, Consortiums and Real Estate Advisory Services. The solution performs "Shared Services Centers" activities, such as tax, accounting, legal, supplier management, processing of documents for the purchase and sale of goods and people management, focused on credit onboarding, real estate appraisal reports and legal management in document analysis and contract issuance.

Who is it for?

• Banks;
• Fintechs;
• Developers;
• Construction companies;
• Real estate agents.

Services offered:

  • Credit Onboarding;
  • Property appraisal reports;
  • Legal management in document analysis and issuing contracts;
  • Advice on registration, release of funds, portfolio management with renegotiations, settlements with FGTS and by lapse of time.

Type of contract:

• Em parte da esteira;
• Em toda a esteira;
• Head count especializado.

Montreal’s differentials:

  • Acting across the entire real estate credit chain;
    Full credit system solution, through partnerships;
    Years of investment, experience and our team's in-depth knowledge of the most diverse tools and technologies.

Business continuity:

Team and production environment fully prepared for each stage of the process, guaranteeing business continuity.

Strategic partnerships:

CPS - Processing and Systems Consulting.